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Privacy Policy

Bestcovery Privacy Policy

Date of Last Modification: May 7, 2008

Bestcovery.com LLC (“Bestcovery”, "we", "us" or "our") knows the importance of your privacy. It is important for you to know how information about you is used and shared when you are using the Website located at http://www.Bestcovery.com, seeing our e-mails, or using our services (collectively the "Website"). We want to help you understand the terms and conditions surrounding the collection and use of personal information. This privacy notice describes our privacy policy and discloses the types of information we gather, how we use it, and how to correct or change it. Your use of the Website signifies your understanding and acceptance of the terms of this Privacy Policy. Please read the complete Privacy Policy below and contact us if you have any questions.

This Privacy Policy will be updated or modified from time to time to accommodate without limitation technology changes, new regulations and changes in our business practices or policies. Please check this policy statement for updates frequently. If we make any changes to this Privacy Policy, it will be reflected in this Privacy Policy. You are responsible for checking this page periodically for changes and updates to the Privacy Policy. Your use of the Website following any posted changes to the Privacy Policy indicates your acceptance of such changes. By providing any Personal Information (defined as any information that personally identifies you such as your name, e-mail address, postal address, phone number, mobile number and credit card information and other self-identifying information) to this Website, you fully understand and unambiguously consent to the collection and processing of such information in the United States and/or any other country.

The Website is not intended for use by persons under the age of thirteen. We operate the Website in compliance with the Children's Online Privacy Protection Act and do not permit registration by, and will not knowingly collect or use personally identifiable information from, anyone under 13 years of age. Individuals who are under the age of thirteen are expressly prohibited from submitting to Bestcovery.com or posting to the Website any personally identifiable information about themselves.

If you choose to visit Bestcovery.com, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms of Use (http://www.bestcovery.com/node/19), including without limitation: resolution of disputes, limitations on damages, and application of the laws of the State of California. If you have any questions or concern about privacy at Bestcovery.com or for our services, please contact us at Contracts@Bestcovery.com or by sending a thorough description of your questions and concerns to our corporate offices at the address provided in Notice Addresses section of the Terms of Use (Notice Addresses).

By providing any Personal Information to Bestcovery, you fully understand and unambiguously consent to the transfer of Personal Information to, and the collection and processing of such Personal Information in, the United States and other countries or territories. Your Personal Information will be stored and processed on our computers in the United States. The laws on holding Personal Information in the United States may vary and be less stringent than laws of your state or country. We will use commercially reasonable efforts to hold and transmit your Personal Information in a safe, confidential and secure environment. If you object to your Personal Information being transferred or used in this manner please do not register with or use the Website.

This Privacy Policy explains:

1. Information collected by Bestcovery.
2. Sharing of Information and links to third party web sites.
3. Bestcovery's practice regarding cookies and tracking technology.
4. Bestcovery’s use of the information.
5. Protection of your Personal Information.
6. You options regarding collection of the Personal Information.

1. INFORMATION COLLECTED BY BESTCOVERY.
We do not require that you provide, nor do we collect, any Personal Information if you are just browsing the Website. Several of the services and features that we offer on our Website require you to provide us with information as a condition of usage. These include the ability to: post expert content, opinions or other content; participation in sweepstakes or contests subscriptions and e-mail newsletters; and participation in message boards.

We collect Personal Information when you provide it to us. From time to time, we may also collect other sensitive information such as your job title, gender, username and password or other demographic information. We may also receive information about you from other sources and add it to the information you provided to us. If you choose to voluntarily disclose certain information on any public areas of the Website or though submission of any material or content, this Privacy Policy will not cover such disclosure of information. We urge you to exercise caution when submitting content or disclosing any information on public message boards or discussion forums.

Bestcovery may also monitor, on an anonymous aggregate basis, patterns of use of the Website or in connection with e-mails that it sends out, including which links are clicked on in our e-mail communications, so that we may use such information to better personalize the content of the Website and our mailings for our users. All such information will be protected in accordance with our Privacy Policy. We may also automatically collect your Internet Protocol address for analysis or to help diagnose problems or for system administration. Bestcovery reserves the right to request any additional information necessary to establish and maintain your account for use of the Website.

2. SHARING OF INFORMATION AND LINKS TO THIRD PARTY WEB SITES.
Bestcovery will not sell, rent or barter or disclose your Personal Information, except we will make your personally identifiable information available to other companies or people when:
1) it is necessary in order to provide you with a particular service you have requested; 2) it is required of Bestcovery in order to comply with a legal process in any applicable jurisdiction (e.g., court order, subpoena, search warrant, law enforcement request); 3) Bestcovery determines, in its sole discretion, that disclosure is necessary to protect the rights, property, and safety of Bestcovery, its subsidiaries, affiliates, partners or other parties under contract with Bestcovery, our users, or others; 4) You have elected to allow us to share that information at the time that you registered with us or provided us the information, or through a subsequent affirmative election through our Website; 5) You volunteer information or create a public profile in the course of your participation in our community features such as expert picks, forums, user opinions and reviews, chat rooms, photo sharing or other forms of public communication and interaction; 6) We hire third-party vendors to provide specialized services such as customer support; e-mail message deployment; suppression, merge and de-duplication services; data processing; and special products or services that you have requested; 7) You unsubscribe for a mailing that we send to you on behalf of a third party, We may share your removal instruction with the third party so that it may be added to that person's list of people to whom they may not send e-mails; 8) You are the winner of a contest or a sweepstakes that is co-sponsored with a third party and that third party needs your information in order to manage the prize fulfillment process; 9) Bestcovery has merged, sold, has transferred some or all of its assets, Website or operations, to another entity; or 10) You have provided such data through a partner's web site, in which case Bestcovery may provide your personal data to that partner (Bestcovery is not responsible for its partners' privacy policies or their use, storage and processing of data collected on their web sites).

The Website may also contain links to other Web sites and advertising. The privacy policies of other Web site operators or advertisers may significantly differ from our Privacy Policy. We urge you to contact third party Web site operators or advertisers directly if you have any questions or concerns about their data collection or privacy policies. BESTCOVERY ASSUMES NO RESPONSIBILITY OR LIABILITY FOR ANY THIRD-PARTY WEB SITE OPERATORS' OR ADVERTISERS' DATA COLLECTION PRACTICES OR THEIR FAILURE TO ABIDE BY THEIR PRIVACY POLICIES.

3. BESTCOVERY'S PRACTICE REGARDING COOKIES AND TRACKING TECHNOLOGY.
Your Internet browser has a feature called cookies, which stores small amounts of data on your computer about your visit to the Website. You do not need to have cookies turned on to visit Bestcovery, although active participation in certain areas of the Website may require cookies. Cookies alone tell us nothing about who you are unless you specifically give us personally identifiable information, in which case we use the information to enhance services we provide to you in the ways described below. By adjusting your settings on your browser, you may elect not to allow cookies on your computer.

We use cookies and tracking technologies in a variety of ways, including but not limited to: Keep count of number of times you visit the Website or our advertisers' or partners' sites; collect aggregate data (data collected in mass) that is anonymous, statistical information on the Website and advertisement usage for analysis and reporting purposes; track behaviors on the Website and to determine popularity of features and functions; implement interest-based advertising, save your username or password for easy login when you visit our Website; and displaying the most appropriate advertising or content. We use technologies that allow us to track general user-traffic patterns and we also automatically receive and record information from our servers and from your browser, including your IP address, the time of your visit to pages on our Website, and information about pages you visited. Unless you have registered for one of our products or services, the information we gather through the use of tracking technologies cannot be matched with any personally identifiable information about you.

We allow other companies that are advertisers on the Website and/or our newsletters to use tracking technology on your computer. We do not provide Personal Information to them as part of this relationship. Unless you visit the web sites of these companies and provide them with personally identifiable information about yourself, these tracking technologies tell those advertisers nothing about who you are. Cookies may also be placed on your computer when you link from the Website to our partners' web sites or when you click banner ads provided on our Website. Cookies placed on your computer by third parties by or through the Website, if any, are not within Bestcovery’s control and are not subject to the Bestcovery terms of use or Privacy Policy. If you have any questions concerning third-party cookies, please contact the third party placing such cookies to find out what information is collected and how it is used. BESTCOVERY ASSUMES NO RESPONSIBILITY OR LIABILITY FOR ANY THIRD-PARTY COOKIES OR TRACKING AND DATA GATHERING TECHNOLOGIES.

4. BESTCOVERY’S USE OF THE INFORMATION.
In addition to the uses identified in section describing Bestcovery’s practice regarding Cookies, we use the information we gather to:

a) Customize the advertising and the content you see;
b) To enhance the user experience on the Website or to maintain, protect and improve the Website and our service;
c) Determine the performance of the Website including but not limited to how well each page performs overall based on aggregate user demographics and traffic patterns to those pages;
d) Fulfill your requests for certain services, including but not limited to content submission, receiving newsletters, participating in paid services, job applications, product support issues or complaint, contests, and message boards; and
e) Send you information or advertising you agreed to receive or we think will be of interest to you including but not limited to introduction of new products and services or general commercial advertising.

5. PROTECTION OF YOUR PERSONAL INFORMATION.
For all our accounts, we employ reasonable Internet security methods and technologies. Where appropriate, we password protect, use encryption techniques and install firewalls. We store your Personal Information on a secure server, and use procedures designed to protect the Personal Information we collect from unauthorized access, destruction, use, modification or disclosure.

Although we will take reasonable security precautions regarding your Personal Information collected from and stored on the Website, because of the open nature of the Internet, we cannot guarantee that any of your Personal Information stored on our servers, or transmitted to or from a user, will be free from unauthorized access, and we disclaim any liability for any theft or loss of, unauthorized access or damage to, or interception of any data or communications. By using the Website, you acknowledge that you understand and agree to assume these risks.

6. YOU OPTIONS REGARDING COLLECTION OF THE PERSONAL INFORMATION.
If you would rather not provide any of the user data or Personal Information requested by our registration process or Website, you should then not use the Website or those features and/or functions of the Website that require such information. You can still view much of the content and use many of the services offered by our Website without providing Personal Information. We also give you the option to: opt out of receiving our electronic newsletters or those of third parties when registering or subsequent to registration; or not to provide certain Personal Information when registering for a function and/or feature, provided, however, that you may not be able to use some of our products or services without providing us with certain Personal Information.

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End-User License Agreement

Terms of Service

Date of Last Modification: January 6, 2010

Welcome to Bestcovery.com!

Bestcovery.com LLC including its affiliates, successors and assigns, ("Bestcovery", “us”, “our” or ‘we”) provides the website located at URL: www.bestcovery.com and all content and features contained thereon and any and all e-mails, newsletters and other services provided by us (collectively the “Website”) subject to the following terms and conditions, including without limitation, the Privacy Policy (“Agreement”). You may only use the Website pursuant to the following terms and conditions, if you access and/or use the Website, you accept this Agreement. We strongly recommend you read the Agreement carefully. Use of the Website by you is also subject to all additional terms and conditions of third party content and/or service providers ("Third Party Licensors") as stipulated on applicable pages of the Website or through links in this Agreement, which you accept by your use of the Website. Bestcovery reserves the right to modify or revise the Agreement or its other policies at any time at its sole discretion. Any such modifications to the Agreement shall be effective immediately after being posted on the Website. You are bound by such modifications or revisions, and should therefore visit this page frequently to review the Agreement. You should stop using the Website in the event that you do not agree to any changes or modifications of the Agreement. Your continued use of the Website following Bestcovery’s posting of any changes or modifications to this Agreement of Use and/or Privacy Policy will constitute your acceptance of such changes or modifications.

We reserve the right to refuse to provide our products or services to anyone at any time. We have the right, but not the obligation, to take any of the following actions in our sole discretion at any time and for any reason without giving you any prior notice. You agree that we will not be liable to you or any third party for taking any of the following actions:

a) Refuse, move, or remove any material or content that is available on the Website or you submit to the Website;
b) Change, suspend, or discontinue all or any part of the Website;
c) Restrict, suspend, or terminate your access to all or any part of Website;
d) Deactivate or delete your accounts and all related information and files; and/or
e) Establish general practices and limits concerning use of the Website.

DISAGREEMENT WITH THIS AGREEMENT
IF YOU ARE DISSATISFIED WITH ANY OF THE CONTENTS OF THE WEBSITE, OR DO NOT AGREE WITH THESE TERMS AND CONDITIONS, WITH BESTCOVERY'S PRIVACY POLICY OR ANY OTHER POLICIES OF THE WEBSITE, YOUR SOLE REMEDY IS TO DISCONTINUE YOUR USE OF THE WEBSITE.

USE BY PERSONS UNDER THE AGE OF THIRTEEN
THIS WEBSITE IS NOT INTENDED FOR USE BY PERSONS UNDER THE AGE OF THIRTEEN. INDIVIDUALS WHO ARE UNDER THE AGE OF THIRTEEN ARE EXPRESSLY PROHIBITED FROM POSTING ANY PERSONALLY IDENTIFIABLE INFORMATION ABOUT THEMSELVES.

PRIVACY POLICY
Your access or use of the Website is subject to Bestcovery's Privacy Policy (http://www.bestcovery.com/node/18), which is incorporated by reference and made a part of the Agreement.

ELECTRONIC COMMUNICATIONS
You are communicating with Bestcovery electronically when you visit the Website or send e-mails to Bestcovery. Bestcovery will communicate with you by e-mail or by posting notices on the Website. You hereby acknowledge and consent to receive communications from Bestcovery electronically. You agree that all agreements, notices, disclosures and other communications that Bestcovery provides to you electronically satisfy any legal requirement that such communications be in writing.

LICENSES AND WEBSITE ACCESS AND RESTRICTIONS
Bestcovery grants you a limited, non-exclusive license to access and use the Website. Other than page caching you are prohibited from downloading or modifying the Website, or any portion of it, except with the express written consent of Bestcovery. This license does not include and strictly forbids: any resale or commercial use of the Website or its contents; any collection and use for commercial purposes of any Bestcovery content, including without limitation, best reviews, runner ups, top picks, top pick reviews, winners details, popular products content, best award details, product listings, descriptions, and comments; any derivative use of the Website or its contents; or data mining, use of robots, or similar data gathering and extraction tools. The Website, including its operation, interface and contents, are covered by United States laws, including without limitation, copyright laws and by international laws and treaties. The Website or any portion it may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Bestcovery. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information including images, text, page layout, or form of Bestcovery.com without express written consent of Bestcovery. You may not use any meta tags or any other "hidden text" utilizing Bestcovery's name or trademarks without the express written consent of Bestcovery. Any unauthorized use terminates the permission or license granted by Bestcovery. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to certain pages of the Website so long as the link does not portray Bestcovery, its content, best picks, or services in a false, misleading, derogatory, or otherwise offensive manner. You may not use any Bestcovery logo, best, runner-up, or top pick seal graphics, or other proprietary graphic or trademark as part of the link without express written permission of Bestcovery.

Bestcovery does not guarantee continuous, uninterrupted or secure access to its services or the Website.

COPYRIGHTS AND TRADEMARKS
All content, graphics, format, design, text, the user interface and other copyrighted material on the Website (collectively, "Copyrighted Materials") are protected by copyright law and other intellectual property laws, and are owned by Bestcovery and/or its licensors (as the case may be). The Copyrighted Materials from the Website are only available for informational and non-commercial offline use, provided that: the Copyrighted Materials are not modified in any way; all copyright and other proprietary notices and markings are retained and reproduced in their entirety on any copy made from any material on the Website; and Bestcovery has, in its sole discretion, given its prior written approval to such use of the Website's Copyrighted Materials. Any requests to re-use the Website's Copyrighted Materials should be sent to: contracts@bestcovery.com.

Bestcovery, Bestcovery.com and Discover the Best of Everything are registered or unregistered trademarks or service marks of Bestcovery, and the Bestcovery.com logo and Bestcovery torch flame and Bestcovery best, runner-up, and top pick seal marks are trademarks of Bestcovery. Other Bestcovery.com graphics, logos, page headers, button icons, scripts, and service names are trademarks, registered trademarks or trade dress, as the case may be, of Bestcovery. Bestcovery's trademarks and trade dress may not be used by you in connection with any product or service that is not Bestcovery's, in any manner that is likely to cause confusion among users or viewers, or in any manner that disparages or discredits Bestcovery. Any other product names, marks, symbols, trade names, company names and/or logos which appear within the Website are the property of their respective owners and appear through the courtesy of, and/or a license from, such owners or their respective licensees. Such marks, in addition to the Bestcovery trademarks, are protected by US law, including without limitation laws on trademark and unfair competition, and may also be protected by the laws in other countries.

CONTENT
The Website contains content, graphics, pictures, format, design, text, and other material (collectively “Materials”) that Bestcovery creates as well as Materials created or provided by third parties including without limitation experts, partners, affiliates, consultants, contributors, and users of the Website. The Website provides a number of different services and Materials to make you aware of products and services that may be suitable for your application or use. The Materials include, among other things, Bestcovery best picks, runner ups, top pick, winners, best awards, popular products, product reviews and opinions about products, services and other matters. The Materials also include information about products and services that is provided by third parties, such as product descriptions, specifications, pricing, and availability. Bestcovery does not warrant that editorial commentary, best picks, product descriptions, pricing or any other content and Materials of the Website, regardless of its source (including but not limited to Bestcovery itself), is accurate, complete, reliable, current, is of a particular quality or is error-free. Content is provided for informational purposes only and does not constitute an endorsement by Bestcovery without limitation of any product, service, retailers and service providers, or any reviews or comments thereof regardless of the source of such review or comment. You understand and acknowledge that the Materials, including opinions, winners, awards, bests, runner ups, top picks and top five are highly subjective and may not represent the best product or service for you, or for your intended application. You also understand and acknowledge that the term “experts” or similar phrase or terminology as used herein and on the Website may not meet your expectation or any objective or legal standard or definition for an expert in the field with respect to the applicable subject matter.

Bestcovery is not paid for inclusion of any products or services into a best list or for naming a product or service as the Best of one of the runner ups. However, Bestcovery is paid by advertisers, partners, retailers and service providers and/or other third parties for listing products and services on the Website or for referring users to other sites. Bestcovery does not sell, resell or license any of the products or services listed on the Website, nor is Bestcovery acting as an agent of sale for such third parties. Any questions, complaints or claims related to any product should be directed to the appropriate manufacturers, retailers, and service providers, as applicable.

CONTENT SUBMISSION
By contributing or submitting any Materials (defined above) to the Website whether as an expert, user or in any other capacity, you represent and warrant that you are the author and owner of the intellectual property rights in and to the Material or have the appropriate license or sublicense rights from the applicable rights holder. You hereby grant Bestcovery a worldwide, perpetual, irrevocable, royalty-free, transferable right and license to: use, copy, modify, delete, adapt, display, publish, translate, create derivative works from and/or sell and/or distribute such Materials and/or incorporate such Materials into any form, medium or technology. Further, you also grant the right to Bestcovery to sublicense any and all of the foregoing rights to third parties, in all cases (unless agreed to by Bestcovery in writing), without compensation to you. In addition, you represent and warrant that, to the maximum extent permitted by applicable law, all "moral rights" that you may have in Materials worldwide are hereby voluntarily waived by you. None of the Materials shall be subject to any obligation of confidence on the part of Bestcovery, its agents, subsidiaries, affiliates, Licensors, or other partners and their respective directors, officers, employees, agents and representatives. Bestcovery reserves the right, in its sole discretion, to change or delete any Materials on the Website that Bestcovery deems, in its sole discretion, to violate the content guidelines or any other provision of the Agreement.

You also agree that you are solely responsible for all content and Materials, whether publicly posted or privately transmitted, that you upload, post, e-mail, transmit, or otherwise make available on the Website or elsewhere. You understand and agree that you may be held liable for any illegal or prohibited Materials that you provide to the Website or to others, including, by way of example only, infringing, defamatory, or offensive Materials.

You may not, and hereby represent and warrant that you will not, post, transmit, e-mail or otherwise make accessible on or through the Website any Materials that:

a. Violates any law, statute, ordinance or regulation in any applicable jurisdictions (including, but not limited to, those governing export control, consumer protection, unfair competition, anti-discrimination, false advertising and privacy);

b. Is or may reasonably be considered to be unlawful, harmful, threatening, abusive, disparaging, tortious, defamatory, libelous, invasive of another's privacy, obscene, pedophilic, pornographic, hateful, malicious, racially or religiously biased or offensive (including the use of swear words), unlawfully threatening or unlawfully harassing to any individual, organization or entity;

c. Contains hate propaganda or promotes discrimination or violence against any person or group on account of their religion, gender, age, race, national origin, disability, sexual orientation, or any other criteria;

d. Is or could reasonably be harmful to minors;

e. Harasses or advocates harassment of another person or entity;

f. Is not original, previously published in any form, medium or language, and not authored solely by you, unless you possess the requisite rights;

g. Infringes any patent, copyright, trademark, service mark, trade secret, or rights of publicity or privacy or other proprietary right of any other party, including without limitation, Bestcovery;

h. Is or promotes an illegal or unauthorized copy of another party’s work such as links to pirated or unauthorized products;

i. Is not provided in good faith or knowingly or unknowingly promotes information that is false, misleading or inaccurate;

j. Seeks to obtain a commercial advantage for which you were directly or indirectly compensated or granted any consideration (including but not limited to cash, gratuities, gifts of products or services, or anything else of value) by any third party, or facilitates or promotes other commercial activities including without limitation, contests, sweepstakes, barter, or advertising;

k. Generated by you while there is a potential conflict of interest or financial interest on your part (including but not limited to any such relationship with or interest in a producer, distributor or seller of a product or service discussed in the content or Materials, or one of its competitors);

l. Is or promotes illegal activities or conduct, including but not limited to chain letters, pyramid schemes, or encouraging others to engage in these activities;

m. Includes any information that references other web sites, contact information (e.g. addresses, e-mail addresses, phone numbers) or other personal information such as credit card numbers;

n. Contains restricted password only access pages, or hidden pages or images including but not limited to those not linked to or from another accessible page;

o. Involves the transmission of "junk mail," "chain letters," or unsolicited mass mailing or "spamming" or contains a software virus or any other code files or programs that are designed to or have the ability to interrupt, destroy, compromise, or otherwise limit the functionality of any computer software or hardware or telecommunications equipment whether owned by Bestcovery or any other party;

p. Provides instructional information about illegal activities such as making or buying illegal weapons, or providing or creating computer viruses; or

q. Solicits personal information from anyone under 18, or solicits passwords, or personal identifying information for commercial or unlawful purposes from other users;

In contributing or submitting any Materials to the Website whether as an expert, contributor, user or any other entity, you agree not to use a false or misleading e-mail address, impersonate any person or entity (including a Bestcovery officer or employee), falsely misrepresent your affiliation with any other person or entity, or otherwise provide any misleading information as to, or disguise (through forge headers, manipulated identifiers or any other method) the origin of any Materials that you submit. You agree that: a) you will not use any device, software or routine to bypass our robot exclusion headers, or to interfere or attempt to interfere with the ordinary flow and proper operation of the Website, our servers or any activity being conducted through the Website or servers; b) you will not take any action that imposes an unreasonable or disproportionately large load on Bestcovery's computer systems or communications infrastructure; c) you will not collect or harvest from the Website the names of other users, contributors, Bestcovery employees or experts for the purpose of transmitting to those other users or experts unsolicited commercial messages; d) you will not use any software robot, spider, other automatic device or manual process to monitor or copy Website pages or the Materials contained therein without Bestcovery's prior written consent; e) you will not download any file that you know or reasonably should know cannot be legally obtained in such manner; and f) you shall refrain from activities that are illegal, unethical or which might bring Bestcovery and its affiliates into disrepute, or which might constitute or represent a serious conflict of interest, or which might give the appearance of impropriety.

Bestcovery does not support, endorse or tolerate any of the foregoing actions, user behavior, or undesired content or Materials. If you discover this kind of content or activity on the Website, please notify us immediately at info@Bestcovery.com. A reported violation may at the sole discretion of Bestcovery result in Bestcovery opening a content review inquiry. During the content review inquiry, Bestcovery may, in its sole discretion, remove the contested content, and/or require additional data or proof from the content provider to determine whether the content should remain or be reinstated on the Website. Failure of the content provider to participate in the content review inquiry will result in the removal of the contested content from the Website. Upon becoming aware of any content that violates the above requirements, Bestcovery will at its sole discretion omit content that it determines on the face of the review (only) violates any requirements in this Agreement. Bestcovery will not itself edit or modify the contents; it will only remove the offensive content in whole.

The following additional terms apply to any person or entity (including but not limited to an expert) that submits any Materials to the Website:

I. Delivery and Revision of Material. You will deliver the Materials and any later additions or revisions to your Materials electronically in a format provided by Bestcovery on the Website. You acknowledge that the Materials delivery methods will change from time to time at the sole discretion of Bestcovery. Bestcovery will provide any updates or revisions to acceptable delivery methods in this Agreement. You agree to submit Materials that are compliant with the Bestcovery Writer’s Guide (LINK) and you authorize Bestcovery to make changes to the Materials, at its sole discretion, to make such Materials compliant. You agree to rewrite or make any changes to your Materials that we request and that are of a reasonable nature before or after it is published or posted. We also have the right to revise, adapt and edit your Materials at any time in our sole editorial discretion . You agree to cooperate with us in a reasonable fashion in any review or modification of the Materials to ensure among other things compliance with the Agreement.

II. Rejection of Materials or Experts. We may at any time with or without any reason reject any expert or Materials that, in our sole judgment, fails to meet our standards (including but not limited to the cases where the Materials or the expert were previously deemed to have been acceptable), or conform to the Agreement. We also reserve the right, at our sole discretion and without notice, to change at any time our standards, methodology, and acceptability criteria regarding experts and Materials, without having to share with you the details of any of the foregoing.

III. Competing Web Sites and Publications. You agree that Materials that you submit to Bestcovery are the sole property of Bestcovery and may not be used except in connection with your work on Bestcovery. Unless we agree otherwise in writing, you agree that you will not write or permit publication or posting of Materials developed for Bestcovery on any other web site or publication that competes with Bestcovery.

You should also note your obligations to indemnify Bestcovery (among others) for the Materials you submit as set forth in the INDEMNITY section below.

IF YOU SUBMIT ANY CONTENT TO THE WEBSITE, YOU ACKNOWLEDGE THAT YOUR SUBMISSION OF ANY MATERIALS, INFORMATION OR CONTENT TO US IS AT YOUR OWN RISK. BESTCOVERY DOES NOT ASSUME ANY LIABILITY TO YOU OR ANYONE ELSE WITH REGARD TO ANY LOSS OR LIABILITY RELATING TO SUCH CONTENT OR INFORMATION IN ANY WAY.
THIRD PARTY BUSINESSES, SERVICES AND SITES
Bestcovery contains links to the sites of third-party content providers, partners, blogs, retailers, service providers, affiliated companies, comparison shopping partners, and other parties. Your use of each of the third party sites is subject to the terms and conditions, if any, that each of those sites has posted. Bestcovery has no control over web sites that it does not own or control, and we are not responsible for any content thereon. The links are provided solely as a convenience to you, and do not constitute an endorsement by Bestcovery of the content of such third-party sites nor of the business practices of those operating such web sites. Bestcovery is not responsible or liable in any way, for any content, products or services contained on or accessible through such web sites or the business practices of people and entities controlling, or connected directly or indirectly, with such web sites.

IN THE EVENT OF A DISPUTE BETWEEN YOU AND A CONTENT PROVIDER, EXPERT, RETAILER OR SERVICE PROVIDER OTHER THAN BESTCOVERY, TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU RELEASE BESTCOVERY, ITS SUBSIDIARIES, AFFILIATES, PARTNERS OR OTHER THIRD PARTIES UNDER CONTRACT WITH BESTCOVERY, AND THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND LEGAL REPRESENTATIVES FROM AND AGAINST CLAIMS AND DAMAGES OF ANY KIND AND NATURE, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH A DISPUTE.

If you are a California resident, by using the Website, you explicitly waive the rights granted to you under California Civil Code 1542, which states: "A general release does not extend to claims which the creditor does not know or suspect to exist in his favor at the time of executing the release, which, if known by him must have materially affected his settlement with the debtor."

DISCLAIMER OF WARRANTIES AND LIMITATION OF LIABILITY
THE WEBSITE IS PROVIDED BY BESTCOVERY ON AN "AS IS" AND ON AN "AS AVAILABLE" BASIS. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BESTCOVERY MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE WEBSITE OR THE INFORMATION, CONTENT, GRAPHICS, LINKS, MATERIALS, PRODUCTS, OR SERVICES INCLUDED ON THE WEBSITE, OR THEIR ACCURACY, RELIABILITY, COMPLETENESS, INTEGRITY, SECURITY, TIMELINESS, OR THAT THE WEBSITE OR ANY CONTENT, SEARCH OR LINK THEREIN WILL PROVIDE SPECIFIC RESULTS. IN ADDITION, THIRD PARTIES INCLUDING BUT NOT LIMITED TO EXPERTS AND PARTNERS PROVIDE SUBSTANTIAL CONTENT AND MATERIALS ON THE WEBSITE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BESTCOVERY SHALL NOT BE RESPONSIBLE FOR ANY SUCH THIRD PARTY MATERIALS, CONTENT OR SERVICE. YOU EXPRESSLY AGREE THAT YOUR USE OF THE WEBSITE OR ANY DECISION OR TRANSACTION RESULTING THEREFROM IS SOLELY AT YOUR OWN RISK. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM BESTCOVERY OR THROUGH OR FROM THE WEBSITE SHALL CREATE ANY WARRANTY OF ANY KIND UNLESS EXPRESSLY STATED IN THE TERMS. DATA AND INFORMATION RELATING TO SECURITIES (IF ANY) OR OTHERWISE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY, AND IS NOT INTENDED FOR TRADING PURPOSES. NEITHER BESTCOVERY NOR ANY OF ITS DATA OR CONTENT PROVIDERS SHALL BE LIABLE FOR ANY ERRORS OR DELAYS IN THE CONTENT, OR FOR ANY ACTIONS TAKEN IN RELIANCE THEREON. BESTCOVERY DOES NOT GUARANTEE CONTINUOUS, UNINTERRUPTED OR SECURE ACCESS TO THE WEBSITE OR THE SERVICES. OPERATION OF THE WEBSITE MAY BE INTERFERED BY NUMEROUS FACTORS BOTH OUTSIDE AND WITHIN BESTCOVERY'S CONTROL.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BESTCOVERY, ON BEHALF OF ITSELF, ITS OFFICERS, DIRECTORS AND EMPLOYEES, AFFILIATES AND ITS AND THEIR SUCCESSORS AND ASSIGNS AND ITS AND THEIR THRID PARTY CONTENT PROVIDERS AND LICENSORS DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF TITLE, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE, IMPLIED WARRANTIES ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE AND NON-INFRINGEMENT OF PROPRIETARY OR THIRD PARTY RIGHTS REGARDING THE WEBSITE OR ANY MATERIAL THEREON. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, BESTCOVERY ON BEHALF OF ITSELF, ITS OFFICERS, DIRECTORS AND EMPLOYEES, ITS AFFILIATES AND ITS AND THEIR SUCCESSORS AND ASSIGNS WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THE WEBSITE, INCLUDING, BUT NOT LIMITED TO, DIRECT, INDIRECT, INCIDENTAL, OR EXEMPLARY (EVEN IF ANY PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES), PUNITIVE AND CONSEQUENTIAL DAMAGES, OR ANY DAMAGES RELATED TO LOSS OF BUSINESS OR BUSINESS OPPORTUNITIES. BESTCOVERY’S AGGREGATE LIABILITY TO YOU HEREUNDER (WHETHER ARISING IN TORT, CONTRACT OR OTHERWISE AND NOTWITHSTANDING ANY FAULT, NEGLIGENCE (WHETHER ACTIVE, PASSIVE OR IMPUTED), PRODUCT LIABILITY OR STRICT LIABILITY OF BESTCOVERY UNDER THIS AGREEMENT SHALL NOT EXCEED $1000.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, BESTCOVERY MAKES NO WARRANTIES OR REPRESENTATIONS REGARDING ANY PRODUCTS OR SERVICES RANKED, SELECTED AS BEST OR RUNNER-UPS OR REVIEWED ON THE WEBSITE OR BOUGHT AND/OR SOLD USING THE WEBSITE, OR THAT EXPERTS, RETAILERS AND SERVICE PROVIDERS WILL PERFORM AT A CERTAIN LEVEL OF COMEPTENCE OR AS PROMISED BY THEM, OR THAT THE WEBSITE, ITS SERVERS, DOWNLOADS, OR E-MAIL SENT FROM BESTCOVERY ARE FREE OF VIRUSES, TROJAN HORSES, BUGS, CONTAMINATION, DESTRUCTIVE FEATURES OR OTHER HARMFUL COMPONENTS.

LIMITATION OF LIABILITY IN CERTAIN STATES
CERTAIN STATE LAWS IN THE UNITED STATES DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS. IN SUCH STATES, OUR LIABILITY AND THAT OF OUR THIRD-PARTY CONTENT PROVIDERS AND OUR AND THEIR RESPECTIVE AGENTS SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

INDEMNITY
To the maximum extent permitted by applicable law, by accessing and using the Website you agree to defend, indemnify and hold Bestcovery, its subsidiaries, affiliates, partners, agents, licensors, consultants, experts, directors, officers, employees and other parties with which Bestcovery is under contract, and their respective officers, directors, employees and agents free and harmless from and against any claims, actions and demands, including, without limitation, any legal and accounting fees resulting from: your use of the Website; your breach of the Agreement; any and all Materials you submit to Bestcovery and/or the Website; any use or alleged use of your accounts or your passwords by any person, whether or not authorized by you; your connection to the Website; and/or your violation of the rights of any other person or entity. Additionally, you shall indemnify, defend and hold harmless Bestcovery and its affiliates, directors, officers, employees, successors and assigns, from any and all liability, damage, consequences, or expense (including reasonable attorneys' fees) under any claim or suit brought by a third party arising out of any acts, omissions, errors by you or breach, or alleged breach, by you of any of your representations, warranties or obligations contained in this Agreement or otherwise on the Website, including but not limited to (a) any infringement claim asserted by a third party resulting from Bestcovery’s or its affiliate’s use of your Intellectual Property and/or Materials provided or submitted by you, (b) a claim by any third party that any Material that you submitted or posted on Website was created, obtained or provided by any party in violation of any federal, state or local law or regulation, (c) any inaccurate, deceptive, or misleading information provided to Bestcovery by you, including but not limited to, the information contained in the Materials or (d) your refusal to honor terms set forth in this Agreement or otherwise on the Bestcovery Website.

GOVERNING LAW
This Agreement of Use and Privacy Policy will be governed by and construed in accordance with the laws of the State of California, without regard to principles of conflicts or choice of law. In addition, the application of the United Nations Convention on Contracts for the International Sale of Goods, including any amendments thereto, is expressly excluded hereby.

ARBITRATION
Except for disputes arising from an alleged violation of intellectual property rights or breach of confidentiality, for which the injured party may suffer irreparable harm and may seek a restraining order, preliminary injunctive relief, an injunction, specific performance or other equitable relief and/or legal remedies, and actions to enforce the decisions of the arbitrators, for which action may be taken in any court of competent jurisdiction, in Los Angeles, California, all disputes arising out of or related to this Agreement, including the scope, the construction or application of this Agreement, shall be resolved by arbitration in accordance with the commercial arbitration rules of the American Arbitration Association then in force. Any controversy or claim shall be arbitrated on an individual basis and shall not be consolidated in any arbitration with any claim or controversy of any other party, unless agreed to by Bestcovery at it sole discretion. The arbitration hearings and all meetings pursuant to this section shall be held in Los Angeles, California, USA, and shall be conducted in English. If the parties cannot agree upon a single arbitrator within twenty (20) calendar days after demand by either of them, each party shall select one arbitrator knowledgeable about Internet commerce in California, and notify the other of its selection, and such two arbitrators shall select a third from a list of arbitrators (with knowledge of the Internet industry) qualified by the American Arbitration Association in California. If this procedure for selecting arbitrators fails, then a neutral arbitrator based in California with knowledge of Internet commerce in California and the USA generally shall be selected by the American Arbitration Association to resolve the dispute. The arbitrator(s) shall conduct a hearing within sixty (60) days after their selection. A majority of the arbitrators (if there is more than one pursuant to this clause) shall determine the decision/award, which shall be rendered within ten (10) days after the completion of the hearing. The decision of the arbitrator(s) shall be final and binding upon the parties both as to law and to fact, and shall not be appealable to any court in any jurisdiction. The parties shall share the expenses of the arbitrators equally. Nothing in any indemnification provision hereunder shall be construed as having any bearing on the award of attorneys' fees or arbitrators' fees under this section.

IP OWNERSHIP AND COPYRIGHT INFRINGEMENT
Bestcovery will respond to notices of alleged infringement regarding third party Materials sent pursuant to, and in accordance with, the Digital Millennium Copyright Act ("DMCA"), which may include Bestcovery removing or disabling access to third party Materials claimed to be the subject of infringement or other activity. Written notification must be submitted to the Designated Agent at the address indentified in Address for Notice section below. All notices sent to Bestcovery regarding matters other than informing Bestcovery that a party's copyrighted material may have been infringed as a result of third party Materials will not receive a response through this process.

INFRINGEMENT NOTIFICATION
To be effective, your infringement notification must include the following:

1. A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
2. Identification of the copyrighted work claimed to have been infringed, or if multiple copyrighted works at a single web site are covered by a single notification, a representative list of such works at that web site;
3. Identification of the material (i.e., the third party Materials) that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit Bestcovery to locate the material;
4. Information reasonably sufficient to permit Bestcovery to contact the complaining party, such as an address, telephone number, and if available, an electronic mail address at which the complaining party may be contacted;
5. A statement, as follows: "I have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law"; and
6. A statement, as follows: "The information in this notification is accurate, and under penalty of perjury, I swear that I am the copyright owner or that I am authorized to act on behalf of the owner of an exclusive right that is allegedly infringed."

Upon receipt of the written notification containing the information as outlined in 1 through 6 above:

1. Bestcovery shall remove or disable access to the Third Party Content that is alleged to be infringing;
2. Bestcovery shall forward the written notification to the alleged infringer (the "Subscriber");
3. Bestcovery shall take reasonable steps to promptly notify the Subscriber that it has removed or disabled access to the Third Party Content.

COUNTER NOTIFICATION
To be effective, a Counter Notification must be a written communication provided to Bestcovery's Designated Agent that includes substantially the following:

1. A physical or electronic signature of the Subscriber;
2. Identification of the material that has been removed or to which access has been disabled and the location at which the material appeared before it was removed or access to it was disabled;
3. A statement, as follows: "I swear under penalty of perjury that it is my good faith belief that the material identified above was removed or disabled as a result of mistake or misidentification of the material to be removed or disabled";
4. The Subscriber's name, address, and telephone number, and a statement that the Subscriber consents to the jurisdiction of Federal District Court for the judicial district in which the Subscriber's address is located, or if the Subscriber's address is outside of the United States, for any judicial district in which Bestcovery may be found, and that the Subscriber will accept service of process from the person who provided notification or an agent of such person.

Upon receipt of a Counter Notification containing the information as outlined in 1 through 4 above, the DMCA provides that the removed material will be restored or access re-enabled and Bestcovery will comply with this requirement within a reasonable time (or as otherwise required by law), provided Bestcovery's Designated Agent has not received notice from the original complaining party that an action has been filed seeking a court order to restrain Subscriber from engaging in infringing activity relating to the material on Bestcovery's network or system.

MISCELLANOUS PROVISIONS
All communications and notices to be made or given pursuant to this Agreement shall be in the English language.
If any part of this Agreement is determined to be invalid or unenforceable pursuant to applicable law, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the Agreement shall continue in effect. Headings are for reference purposes only and in no way define, limit, construe or describe the scope or extent of such section. The failure by us to enforce any provision of this Agreement shall in no way be construed to be a present or future waiver of such provision nor in any way affect our right to enforce such provision thereafter. All waivers by us must be in writing to be effective. You agree that this Agreement and Privacy Policy and all agreements and notices incorporated herein or with Bestcovery may be automatically assigned by Bestcovery, in our sole discretion, to a third party. You may not assign your obligations to any other entity.

Nothing in this Agreement is intended to or does create any type of joint venture, creditor-debtor, escrow, partnership or any employer/employee or fiduciary or franchise relationship between you and us (or any of our affiliates). You understand and acknowledge that we are not certifying nor endorsing, and have no obligation to certify or endorse, any of your work, contributions, content or Material developed or submitted by you.

If you authorize, assist, encourage or facilitate another person or entity to take any action related to the subject matter of this Agreement, you shall be deemed to have taken the action yourself.
You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Website or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred. No waiver of any breach of any provision of this agreement shall constitute a waiver of any prior, concurrent or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an officer of Bestcovery.

NOTICE ADDRESSES
Infringement notices to Bestcovery Designated Agent for Digital Millennium Copyright Act (DMCA) shall be sent to:

By Mail:
Bestcovery.com LLC
2043 Colorado Ave., #4
Santa Monica, Ca 90404
Attention: DMCA Designated Agent
By E-mail: contracts@Bestcovery.com (Subject: DMCA Notification)

Notices to Bestcovery for other than DMCA infringement notices shall be sent to:

Bestcovery.com LLC
2043 Colorado Ave., #4
Santa Monica, Ca 90404
Attention: Contracts
By E-mail: contracts@Bestcovery.com

This Agreement, including all terms, conditions, and policies that are incorporated into these terms by reference, constitute the entire agreement between you and Bestcovery and govern your use of the Website, superseding any prior agreements that you may have with us.

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